Casinos That Accept Pay N Play in the UK
Pay by Phone can fund casino accounts through a mobile network, but the payment method is distinct from sign-up models and does not handle withdrawals.

Table of Contents
- What “Pay N Play” Means in the UK Casino Market
- Top online casinos in the UK
- How Boku Deposits Work—and Why They Do Not Pay Out
- Pay-by-Mobile Slots: The Payment Does Not Change the Game
- Mobile Use, Bingo and the Credit-Card Question
- Is Boku Still Accepted, and What Replaced It?
- Free Spins, No-Deposit Claims and Bonus Terms
- Small Deposits, Phone-Bill Limits and Account Controls
- GamStop Is Not a Payment Filter
- Using Pay-by-Mobile for Slot Deposits
- Real-Money Play, Bonus Codes and What the Evidence Can Support
What “Pay N Play” Means in the UK Casino Market
“Pay N Play” is not a dependable name for one particular payment option in Britain. In some markets, the phrase describes a registration and payment model in which details are verified as part of a bank transfer. In UK casino searches, though, it is also used loosely by people looking for a way to fund an account through a phone. That is a different expectation: here, the relevant method is Pay by Phone, including Boku and other mobile-payment services.
The distinction matters. A casino can promote a quick or simplified sign-up without accepting Boku. Another may offer Pay by Phone through a service such as Fonix or Siru Mobile, rather than Boku itself. The label alone does not tell a player which option appears in the cashier. I have seen payment names treated as if they were interchangeable in casino copy; on the transaction screen, they are not.
Boku is a phone-bill payment method. A deposit is charged through the customer’s mobile network, rather than being taken directly from a bank card. That makes it a recognisable match for someone looking for a casino deposit paid by phone, but it does not mean every casino described as “Pay N Play” supports it. The cashier’s listed methods are the useful evidence, not the marketing phrase.
There is also a licensing distinction behind any UK list. A casino serving customers in Great Britain for real-money play must hold the relevant UK Gambling Commission licence. A payment option does not establish that status. I treat the casino and its cashier as separate checks: one concerns whether the operator is licensed for the market; the other concerns whether the desired payment method is actually available.
Why the Boku list has contracted
The number of UKGC-licensed casinos accepting direct Boku deposits is small, and the available set has been shrinking since 2023. That is an operator decision, not the result of a UK Gambling Commission rule naming Boku for a ban. Operators have removed it because of compliance risk: a method can be technically workable and still become unattractive to a business weighing its controls and obligations.
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That is the part promotional descriptions tend to flatten. “Accepted” sounds like a stable feature, but payment menus change as operators review risk, suppliers and the costs of maintaining a method. A casino that supported Boku before may no longer show it. Another may offer a different phone-payment service under a separate name. An old list is not proof of a live cashier option.
The market shift is not simply from Boku to one universal replacement. Since 2023, operator choices have included moving to Fonix, switching to Siru Mobile, or removing Pay by Phone entirely. The result is a patchwork rather than a single standard. Even where two casinos both take phone payments, they may use different providers and present different options at checkout.
Specialist casino reviews describe a small remaining group of direct-Boku sites, including Jackpot Mobile Casino and Peachy Games. That is a snapshot, not a complete or permanent directory. The broader point is more useful than treating any list as fixed: direct Boku remains available at some licensed casinos, but it is no longer safe to assume that a UK casino with a mobile-friendly sign-up also accepts it.
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I would not read “all Pay N Play casinos” as a meaningful category without checking what the phrase means on each site. It may point to a registration claim, to Boku, or to another Pay by Phone provider. The same caution applies when a page describes a casino as suitable for Android. A phone operating system says nothing by itself about which payment methods the cashier supports.
Nor does “best” settle the matter. For a player whose requirement is a Boku deposit, the useful comparison begins with whether Boku is currently listed by the licensed operator. A broad ranking of casinos with fast registration or mobile access does not answer that narrower question. Payment branding is not payment availability. Small distinction, real consequence.
This is why I separate the phrase from the method. “Pay N Play” may be the wording that starts the search, but the decision rests on the actual cashier and the operator’s current terms. For a phone-funded deposit, look for Boku or another clearly named Pay by Phone service rather than assuming that a general Pay N Play claim means Boku is supported. The market has moved on unevenly, and operators do not all use the same label for the same thing.
Attention An old list is not proof of a live cashier option. Payment menus change as operators review risk and costs.
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How Boku Deposits Work—and Why They Do Not Pay Out
A Boku deposit starts in the casino cashier, not in the phone’s payment settings. The player chooses Boku from the available methods, enters a deposit amount and provides a mobile number. Boku then sends a verification code by SMS. Entering that code confirms the transaction and authorises the charge through the mobile account.
That confirmation matters. Selecting Boku alone does not complete the payment; the SMS step connects the casino deposit to the phone number supplied. I have seen payment journeys described as “one tap” when the wording makes the process sound shorter than it is. In practice, the number and code are part of the authorisation.
Once approved, the charge is routed through the mobile network. On a monthly contract, it appears on the phone bill. With a pay-as-you-go (PAYG) service, the amount is deducted from the available prepaid credit. The casino balance is funded through the deposit, while the phone account carries the cost. No card payment is involved in that route.
The distinction can be easy to miss because the casino cashier shows a deposit being made, while the bill or PAYG balance reflects how it was paid. These are two sides of one transaction: the casino records incoming funds, and the mobile account records the corresponding charge. Boku is therefore a way to fund the casino balance through a phone account, not a general-purpose wallet that holds gambling money.
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The deposit has a separate exit
The transaction’s limits become clear when a player tries to withdraw. Boku handles deposits only. It cannot receive casino winnings, so a successful Boku payment does not create a route for money to travel back to the phone bill or PAYG balance.
That is not a failed withdrawal or a missing button. It is how the payment method is structured. The phone account can be charged for a deposit, but it is not the destination for casino funds being paid out. Deposit and withdrawal are separate stages, and a method suitable for the first may not be available for the second.
Players depositing with Boku must register a different withdrawal method, such as a debit card, e-wallet or bank transfer. In operational terms, that means the casino account needs a valid way to return eligible funds before a withdrawal is requested. The chosen option must be available in the operator’s cashier and registered to the account as required by its process.
This two-method arrangement is the part that promotional descriptions tend to compress. “Pay by phone” explains the incoming payment, not the complete movement of money in both directions. The deposit route is simple. The payout route is separate.
Where the process can stop
The SMS code links the payment request to the mobile number, but it does not guarantee that every attempt will be accepted. A PAYG transaction depends on the available phone credit: a deposit cannot exceed the remaining balance, and an insufficient balance means the payment is declined. For a monthly contract, the charge is added to the bill rather than taken from prepaid credit.
Boku Deposit Process
Step 1: Selection
The player chooses Boku from the available methods in the casino cashier and enters an amount.
Step 2: Verification
The player provides a mobile number and enters the verification code sent via SMS.
Step 3: Completion
The transaction is authorised and the charge is routed through the mobile network.
That difference is useful when tracing a failed deposit. If the casino balance has not changed, the transaction may not have completed at the payment stage. If the deposit has gone through, the corresponding charge should be reflected by the mobile account arrangement—on the bill or against PAYG credit. The casino cashier and the mobile account are distinct records, so checking only one can leave the transaction unclear.
I would treat the SMS confirmation as the point at which the payment is authorised, then check that the casino balance reflects the deposit. If the balance does not update, the payment status should be resolved through the operator’s cashier or support process before another attempt is made. Repeating a request without checking its status risks confusion over whether the first charge completed.
The same discipline applies later, when withdrawing. A deposit made by Boku does not mean a payout can be sent by Boku. The casino’s available withdrawal methods determine the return route, and a separate method must be registered for that purpose. A phone bill is not a cash-out account.
This is why the phrase “Pay N Play” can obscure the mechanics when it is treated as a promise that payment, account funding and withdrawal all work as one step. With Boku, the actual flow is more specific: select the method in the cashier, enter the amount and phone number, verify by SMS, and have the charge applied through the mobile account. The payout follows a different route. No shortcut there.
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Pay-by-Mobile Slots: The Payment Does Not Change the Game
A Pay by Phone deposit is a way to put money into a casino account, not a type of slot. Once the balance is there, the payment method does not choose the games, change their rules or create a separate version of a machine. The same slot catalogue and game mechanics apply as they do after another accepted deposit method.
That distinction gets blurred in phrases such as “pay-by-mobile slots”. I have seen payment labels presented as though they describe a gaming product. They do not. Boku charges a deposit to the player’s mobile phone bill; the slot itself remains a casino game governed by its own software and the operator’s rules.
Payment access and game access are separate
A casino may offer online slots and accept Boku, but those are two separate features. The cashier determines whether a deposit route is available. The game lobby determines which titles the casino makes available to its customers. Neither fact establishes that every slot can be funded in a special way or that a particular game is tied to Pay by Phone.
The same applies to “instant banking” language. A phone-bill deposit is not a bank transfer, and its presence does not turn the casino into a no-deposit venue. A deposit still involves money being put into the account. Any bonus attached to that payment is a separate operator offer, with separate conditions.
“Best slots” is another label that can imply more than it delivers. A payment option cannot make a slot better, safer or more suitable. Those judgements depend on the game and the player’s own criteria, not on how the account was funded. I keep the categories apart. It prevents a cashier feature from being mistaken for a game feature.
UK Gambling Commission
The regulator’s role concerns the gambling activity and the operator’s obligations, not the specific payment method used.
Rules apply to the play, not the deposit label
Online casino gambling in the UK is regulated by the UK Gambling Commission, including when the player reaches the site through a phone. The regulator’s role concerns the gambling activity and the operator’s obligations; choosing Boku does not put a slot outside that framework or alter the standards governing play.
British online slots also have rules that affect how a session works. Autoplay is banned, so spins cannot be set to run automatically. Each spin must last at least 2.5 seconds. Those requirements apply to online slots regardless of whether the balance came from a phone bill, a debit card or another accepted method.
Stake limits also shape play. The maximum stake per game cycle is £5 for customers aged 25 and over. For customers aged 18 to 24, it is £2. The £5 limit for all adults took effect on 9 April 2025. These are limits on the slot stake, not on the payment method or the amount a phone bill can carry.
That is why a casino page can mention Pay by Phone and slots in the same breath without those terms describing one product. The payment route concerns funding; slot rules concern the game and the customer’s age group. The distinction is plain once the cashier and game screen are treated as separate parts of the service.
A “no deposit” claim belongs to neither category by itself. It is promotional wording, not a property of a slot and not a consequence of paying by phone. The relevant offer terms determine what is actually being offered. No shortcut around the rules.
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Mobile Use, Bingo and the Credit-Card Question
A casino working on a phone is not necessarily a Pay by Phone casino. “Mobile” describes the device or the site layout; Pay by Phone describes how a deposit is funded. A player can open a casino on a smartphone and pay by debit card, while a Pay by Phone option may be available through a desktop browser if the cashier accepts the mobile number used for the transaction. The two meanings are often bundled together in promotional wording. They are not the same thing.
The distinction matters for bingo as much as for casino games. A bingo site may be usable on a mobile device without offering phone-bill deposits, and a casino that accepts Pay by Phone does not become a bingo site simply because its cashier supports that method. The product determines what can be played; the payment method determines how money reaches the account. Separate questions, separate checks.
The same applies to “instant” deposits and withdrawals. A mobile-friendly cashier does not mean that every deposit method works the same way, or that withdrawals go back through the route used to deposit. Direct withdrawal to a phone bill is not what a Pay by Phone deposit provides. Mobile access is not payment access, and payment access is not a withdrawal promise.
For network support, Pay by Phone and Fonix are supported by EE, O2, Vodafone and Three. That does not mean every casino offers either service to every customer on those networks. The operator decides which cashier options to provide, and the service shown at one casino may not appear at another. A supported network is only one part of the arrangement.
DO
- Check the operator’s current cashier for available payment methods
- Verify the operator’s UKGC licence on the public register
- Register a valid withdrawal method like a debit card or bank transfer
DON’T
- Assume a Pay N Play claim automatically includes Boku
- Use credit cards for gambling (prohibited in Great Britain)
- Assume a deposit method works for withdrawals
Phone payment is not credit-card payment
Searches that combine mobile deposits with credit cards often blur two different funding routes. Paying by phone generally means a charge is placed through the mobile network, while a credit-card payment uses a credit facility. One does not make the other permissible.
Remote gambling operators in Great Britain cannot accept credit-card payments for gambling. The restriction also covers credit-card funds routed through a money service business. Nor can an operator accept a wallet payment where the wallet allows credit-card money to be used for gambling. Calling a cashier “mobile” or “pay n play” does not alter those rules.
Debit cards are a different category from credit cards, but their availability is still determined by the casino’s cashier and terms. A phone-based deposit is not a debit-card deposit simply because both can be initiated on a mobile device. Likewise, a casino’s support for debit-card deposits says nothing by itself about whether it offers Pay by Phone.
I have seen payment labels do a lot of work in a small space. “Fast” can refer to the step that funds an account, not the later process of returning a balance; “mobile” can refer to the screen, not the source of funds. The practical test is the payment method named in the cashier, followed by the applicable terms. Read the label closely. Small distinction, real consequences.
Is Boku Still Accepted, and What Replaced It?
Yes, Boku is still accepted at a small number of UK-licensed casinos, but direct availability has contracted. A specialist casino review describes operators moving away from Boku since 2023: some replaced it with another Pay by Phone service, while others removed phone payments altogether. That is a change in cashier choice, not evidence that every casino using “Pay N Play” offers the same payment route.
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Fonix and Siru Mobile are separate services, not new names for Boku. The distinction matters when a cashier lists Pay by Phone: the label describes a payment category, while the provider determines how the transaction is handled. A specialist review identifies MrQ and Duelz with Fonix, and Mr Vegas and Videoslots with Siru Mobile. Those examples show alternatives in the market; they do not establish a permanent or complete operator list.
From inside an operator’s decision-making, a payment option has to remain workable for both the business and its compliance checks. The UK Gambling Commission did not introduce a rule naming Boku for a ban. Some operators instead chose to remove it because of compliance risk. Others shifted to another provider, and some stopped offering Pay by Phone. The cashier can therefore change even when the casino itself remains open.
That is why “still accepted” needs a precise answer: Boku remains available at a limited set of sites, but Pay by Phone more broadly is not synonymous with Boku. Nor does finding a phone-payment option establish that it can be used to withdraw winnings; Boku is for deposits only, and the services should not be treated as interchangeable without checking the operator’s payment terms.
The practical check is the cashier at the particular casino, rather than an old list of brands. Payment arrangements change, and a name associated with a provider in a specialist review is not a promise that the option is still present today. I would check the operator’s current payment information and its UK Gambling Commission licence before depositing. Availability is operator-specific.
Market Reality
- Boku availability is shrinking as operators manage compliance risks
- Pay by Phone is a category, not a specific provider like Boku
- Payment methods are for deposits only; withdrawals require a different method
Free Spins, No-Deposit Claims and Bonus Terms
A free-spin offer and a no-deposit offer are not the same thing as a payment method. Free spins are promotional rounds attached to an offer; “no deposit” means the promotion does not require an initial cash deposit under its stated terms. Neither label establishes that a casino accepts Pay by Phone, or that a Pay by Phone deposit qualifies for a welcome bonus.
That distinction is where the small print matters. Operators set their own eligibility rules, and a phone-funded deposit may be excluded even when the casino accepts it for ordinary play. I treat the payment method and the promotion as separate checks: the cashier determines whether a deposit can be made, while the bonus terms determine whether it triggers an offer. A visible bonus banner is not confirmation.
A specialist review identifies MrQ, Duelz, Mr Vegas and Videoslots as operators where Pay by Phone deposits qualify for bonus eligibility. That is an operator-specific finding, not a rule for the wider market; terms can change, so the current promotion conditions still decide. For Boku specifically, a specialist review found no dedicated Boku bonus and no Boku-related deposit restriction on the platforms it assessed. That does not mean every offer accepts Boku.
“No wagering” needs the same care. The phrase describes a claimed bonus condition, not an assurance that the promotion has no other restrictions. A no-wagering free-spin offer may still have rules about eligible games, winnings, expiry or withdrawal. The wording alone cannot settle those details.
Expiry is another term worth separating from eligibility. One specialist review reports bonus funds expiring within 30 days and bonus spins within 72 hours. Those are reported terms, not universal deadlines; the operator’s offer rules determine what applies to a particular promotion.
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For searches about real-money play without a deposit, the practical question is whether the promotion awards withdrawable cash, bonus funds or spins, and what conditions attach to any winnings. The label “free” does not answer that. Nor does a minimum-deposit figure in an offer establish a general minimum for Pay by Phone: promotional thresholds and cashier limits are different conditions.
Read the offer, not the headline. A small distinction.
Small Deposits, Phone-Bill Limits and Account Controls
A small first deposit is not automatically possible just because a casino advertises Pay by Phone. With Boku, the amount accepted depends on the cashier’s settings and the limits applied by the mobile network. A specialist review describes £30 as the standard UK transaction limit, with some casinos or networks allowing £40 or £50. Those higher figures are not a dependable market-wide allowance; the available amount can vary.
There is also disagreement in published descriptions of Boku limits. Some give a per-transaction cap, while others describe a daily limit without specifying a separate transaction ceiling. Daily limits are attributed to the mobile operator in some accounts, rather than the casino. In practice, a rejected payment may therefore reflect a network restriction, even when the casino cashier still offers Boku.
PAYG accounts have a separate constraint: a deposit cannot exceed the credit left on the phone. A transaction that fits the casino’s stated limit can still fail if the available balance is lower. On a monthly bill, the charge is added to the mobile account; on PAYG, it is deducted from prepaid credit. The payment route does not create extra spending capacity.
Understanding Limits
Transaction limits can be imposed by the casino, the mobile network, or vary by account type (PAYG vs contract).
The phrase “no minimum deposit” needs similar care. A casino may not advertise a minimum for the account as a whole, but a payment service can still impose its own accepted amounts or limits. A low-value Boku deposit is therefore not guaranteed by a small figure in a promotion or a general cashier description. The cashier’s current terms and the network’s response determine whether the payment can proceed.
These mechanics sit alongside, not instead of, account controls. Remote operators must prompt new customers to set a financial limit before the first deposit and make account-level limit controls accessible. That prompt is a formal safeguard; it is not the same as a phone-bill ceiling or the balance on a PAYG account. A transaction may fall within both and still be a poor fit for a player’s own budget.
I would treat the payment ceiling as a technical boundary, not a spending plan. A phone network can stop a charge when its rules or the available balance block it, but that does not set a suitable gambling limit. Small deposit. Separate controls.
GamStop Is Not a Payment Filter
A casino’s payment menu does not show whether it is covered by GamStop. Pay by Phone and Boku describe ways to fund an account; they do not, by themselves, identify the operator’s self-exclusion arrangements. The same distinction applies to searches for casinos accepting phone deposits that are not connected to GamStop: the payment option cannot answer that question.
I would not infer GamStop status from a cashier label, a brand name, or an old payment listing. Operators can change the methods they accept, while self-exclusion coverage is a separate matter. A casino offering Boku is not thereby shown to be outside GamStop, nor does a phone-payment option establish that it participates.
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The relevant regulatory check is the operator’s UK Gambling Commission licence. The Commission regulates gambling activity in the UK, including online casinos, and issues operating licences to businesses operating in Great Britain. Its licensing role is distinct from the payment provider’s role: one concerns permission to offer gambling, the other concerns how a deposit is processed.
That distinction matters because “not on GamStop” is sometimes used as if it were a payment category. It is not. A casino can accept a particular deposit method without that method revealing whether the casino participates in a self-exclusion scheme. The payment route is not a status check.
Before depositing, I would verify the operator’s licence number on the UK Gambling Commission’s public register and check the operator’s own information about self-exclusion. A valid licence is the regulatory point to establish; it should not be treated as proof of any particular GamStop status. If self-exclusion is relevant, the operator’s stated arrangements need to be checked directly.
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The Commission also issues personal licences to individuals performing specified roles in Great Britain, alongside operating licences for businesses. That structure is another reason not to read a casino’s payment options as a substitute for checking who is licensed and in what capacity.
In short, Boku acceptance cannot identify casinos outside GamStop, and it cannot show that a site is unaffected by self-exclusion. The cashier tells only part of the story. No more than that.
Using Pay-by-Mobile for Slot Deposits
Pay by Phone describes how money reaches a casino account; it does not describe a slot category. A deposit charged to a mobile phone bill can fund an account used for slots, but the payment route does not determine which games the operator offers or how those games work. The distinction matters because phrases such as “pay n play slots” can make the cashier option sound like a feature built into the games.
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In practice, the payment sits at the account level. Once funds are available, the casino’s game catalogue and rules govern play. The phone bill is simply where the deposit charge appears. That separation also applies to mobile apps: an app may provide access to an operator’s casino, but its presence does not show that Boku is available, or that every slot can be played through a particular payment method.
I have seen marketing blur these layers because the combined phrase is easy to sell. “Play by phone” sounds as if the whole experience is handled through a handset. In reality, the phone may be used to authorise a deposit while the game itself remains subject to the same rules as online slot play elsewhere on the service. Payment access is not a game feature.
Nor does a phone-funded account make a slot free. Free play, promotional spins and real-money play are separate arrangements, each governed by the operator’s terms. A deposit method alone does not establish that a bonus applies or that a game can be played without staking money. That is the boundary.
British slot rules apply regardless of how the account was funded. Each online slot spin must last at least 2.5 seconds, and autoplay is prohibited. Those requirements concern the pace and operation of the game, not the payment method. A casino cannot turn a phone deposit into an exception.
The useful test is therefore straightforward: treat Pay by Phone as a cashier choice, then assess slot access and play under the casino’s own game rules and the British requirements. An app label, payment logo or promotional phrase does not change that division.
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Real-Money Play, Bonus Codes and What the Evidence Can Support
A deposit made with Pay by Phone is still a real-money deposit. The payment route does not turn a cash-funded slot session into a free-play offer, and a bonus code is a separate promotion rather than a feature of the payment method. I have seen those ideas bundled together in casino marketing; the wording can suggest a package that the cashier does not actually provide.
A code may be advertised alongside a casino offer, but that alone does not establish which games qualify, whether a Pay by Phone deposit counts, or what conditions attach to the promotion. Those details depend on the operator’s terms. A review can explain how an offer is presented, but it should not imply that a code applies to every slot or that a particular title is available without checking the casino’s own information.
“Real-money slots” describes the stakes, not a distinct group of games unlocked by a payment option. The cashier handles the deposit; the casino account determines which games are available. I would keep those claims separate when assessing a promotion. No code is a payment method.
There is also a difference between a site being accessible and being authorised to serve customers in Great Britain. For commercial gambling in Great Britain, the UK Gambling Commission is the regulator. Its oversight applies to remote gambling offered to consumers there even when the equipment used to run the service is located elsewhere. The location of a company’s servers, by itself, does not remove that requirement.
Before depositing, the operator’s licence should be checked on the Commission’s public register. A bonus page or a polished review is not proof of authorisation. That distinction matters for real-money play: promotional claims concern the offer, while licensing concerns whether the operator may provide remote gambling to the British market.
Offers change, and the cashier and promotion terms have to be assessed separately.
What are the deposit limits at pay by mobile casinos?
Boku deposits are usually capped at £30 per transaction, though some casinos or mobile networks may allow £40 or £50. Network-level limits are typically about £10 per transaction and £30 per day; PAYG deposits are also limited by your remaining phone credit.
Can a casino deny issuing a promotion if I deposit with Boku?
Yes. Bonus eligibility for phone-payment deposits varies by casino, so check the operator’s promotion terms before depositing. Boku deposits generally do not come with specific bonuses.
How does Boku work?
Choose Boku in the casino cashier, enter the deposit amount and your mobile number, then confirm using the verification code sent by SMS. The charge is added to your monthly phone bill or deducted from your PAYG credit; Boku can be used for deposits, not withdrawals.